Rakhi’s Story: The Gift of Financial Education

By: Women’s World Banking

Mrs. Rakhi Kumar, customer of the Meerut Branch, runs a shop with gift items along with her husband, Mr. Pramod Kumar. She was not unable to manage her accounts, and hence find her income. She had, so she joined the Diksha program (the financial literacy program run for Ujjivan customers through our sister NGO)about 4 months ago and learned how to budget her family expenses and the importance of saving money. After the program she managed to save Rs.9000 and used her savings to expand her gift shop. Recently, she also received an Individual Loan of Rs. 75,000 which she utilized to increase the variety of gift items at her store. Now her customers have a lot of items to choose from and her family is earning well. Rakhi is grateful to Ujjivan for educating her on financial literacy and for providing her financial assistance to expand her family business.

Ujjivan has been a member of the Women’s World Banking Network since 2008. Click here for more information: https://www.womensworldbanking.org/about-us/partnerships/network-members/ujjivan/

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