Women's World Banking Blog

Indonesia

Explore the latest global and regional insights from Women’s World Banking’s work in policy, leadership, women’s entrepreneurship, gender lens investing, and more.

Latest Posts
Research & Perspectives

Action and Policy Recommendations to Collect Sex-Disaggregated Targets

In this policy brief, Women’s World Banking reviews the landscape of sex-disaggregated data and offers recommendations for the Indonesian Government to enhance its collection, management, and use. The focus is on leveraging supply-side sex-disaggregated data from the financial sector to meet regulatory objectives and promote women’s financial inclusion. Globally, financial

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October 2, 2024
General

Making Finance Work for Women for 45 Years | Ibu Lenny Rosalin

To celebrate Women’s World Banking’s 45th anniversary, we are showcasing the voices of individuals from around the world who have shaped and touched the Women’s World Banking journey since its inception in 1979 at Commission on the Status of Women till today.   These are stories from across Women’s World Banking’s

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October 1, 2024
Research & Perspectives

Insights for Action: Building Rural Women’s Financial Resilience towards Climate Change

Women’s engagement with financial services leads to their greater economic empowerment, including greater control over financial decisions and increased independence. However, three-quarters of the world’s women are still excluded from financial services. In Indonesia, rural women are among the most financially unserved and underserved populations. Women alone make up 63.8%

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May 24, 2024
Research & Perspectives

Report: Building Digital Finance Solutions for Women E-Commerce Entrepreneurs: A Demand-Side Exploration in Indonesia

Until early 2023, 64.2 million MSMEs in Indonesia represented 96% of the labor force. Of these businesses, about two-thirds are women-owned. While not all of these are e-commerce businesses, 24% of MSMEs (~17.5 million MSMEs) have used e-commerce in marketing their products in 2021. This growing sub-segment of Indonesian businesses

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March 15, 2023
Products & Solutions

Policy Advocacy Across Indonesia: A Promising Beginning for Women Ultra-Micro Entrepreneurs

By Vitasari Anggraeni, Elwyn Panggabean, Freya Nadira Women’s World Banking identifies regulations, mandates, or country level priorities such as presidential mandates or G20 recommendations that can be the driving force for women’s financial inclusion and engagement. During the 2022 G20 Presidency, held by Indonesia, women’s entrepreneurship served as one of

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February 24, 2023
Products & Solutions

How to get low-income women to save in bank accounts

By Angela Ang and Elwyn Panggabean, Women’s World Banking Last year, we collaborated with Bank Rakyat Indonesia (BRI), one of Indonesia’s largest state-owned banks involved in distributing benefits of the PKH (Program Keluarga Harapan or Family Hope Program), a conditional cash transfer program for low-income families. Together, we developed an

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April 21, 2022
Research & Perspectives

Report: Sharia Finance & Women’s Financial Inclusion in Indonesia

Indonesia has the largest number of Muslims of any country in the world, at 237 million. In recent years, the national Government of Indonesia and some of its province-level governments have shown interest in increasing the availability of Sharia-compliant financial products and services for Indonesians. Indonesia aims to reach 90

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April 13, 2022
Research & Perspectives

Understanding and Unlocking the Potential of Women Ultra-Micro Entrepreneurs in Indonesia

Micro-, small-, and medium-sized enterprises (MSMEs) play a significant role in Indonesia’s economy, accounting for 61% of its gross domestic product. An even smaller segment—ultra-micro businesses—is helping drive economic growth, as well. Since 2017, Pusat Investasi Pemerintah (PIP), an Indonesian government agency, has disbursed loans to 5.4 million ultra-micro entrepreneurs,

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April 6, 2022
Research & Perspectives

Report: Women’s Economic Empowerment and Financial Inclusion in Indonesia

In 2020 and 2021, Women’s World Banking conducted exploratory research — both qualitative and quantitative — to map the linkages between women’s financial inclusion and women’s economic empowerment in Indonesia. Grounded in an analysis of norms governing women’s agency, ability to enact preferences, bargaining power, and financial independence, this resulting

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June 23, 2021
Products & Solutions

Deepening Women’s Financial Inclusion through G2P Programs: Building Savings Behavior among PKH Beneficiaries in Indonesia

By Angela Ang, Andi Setianto, Whitney Mapes, and Elwyn Panggabean As COVID-19 has exposed economic fault lines around the world, governments have responded by extending economic lifelines to the most vulnerable populations. According to the World Bank, at least 200 countries and territories have offered some kind of COVID-19-related financial

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April 1, 2021
Research & Perspectives

Report: Building Capacity for Client-Centered Cash Assistance

In May 2020, Women’s World Banking conducted its first remote research during the Covid-19 pandemic with 44 beneficiaries, PKH facilitators, and bank agents across 11 districts of Indonesia. The research reveals that further efforts are needed to ensure beneficiaries have critical information about the program to support their financial planning and

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March 25, 2021
Research & Perspectives

Report: Empowering Women on a Journey Towards Digital Financial Capability

Financial inclusion is becoming more and more digital. To accelerate this journey to digitization, and not let women customers be left even further behind, we need to ensure policymakers and financial service providers focus on effectively supporting women customers build their digital financial capabilities, so they can use digital financial services with ease and confidence.  This report

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March 4, 2021
Products & Solutions

Women’s World Banking and the Australian Government’s Renewed Partnership for 2020-2024: Advancing Women’s Economic Empowerment in Southeast Asia

By Julie-Ann Guivarra, Ambassador for Gender Equality, DFAT and Mary Ellen Iskenderian, CEO & President, Women’s World Banking In 2016, Women’s World Banking and the Australian Government, through the Department of Foreign Affairs and Trade (DFAT), teamed up to build a more secure and prosperous future for low-income women in

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February 11, 2021
Event

Women’s World Banking announces renewed funding from Australia’s Department of Foreign Affairs and Trade for Southeast Asia Partnership from 2020-2024

This renewed, four-year partnership will enable Women’s World Banking to accelerate its support for low-income women throughout Southeast Asia, with a focus on COVID-19 recovery and resilience New York, October 22, 2020 – Women’s World Banking announces that Australia’s Department of Foreign Affairs and Trade (DFAT) has renewed its support

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October 22, 2020
Research & Perspectives

Indonesia’s largest cash transfer program pivoted quickly in response to Covid-19. Can beneficiaries keep up?

By Sophie Theis, Victoria Johnson, Rahmi Yunaningsih, and Elwyn Panggabean Indonesia’s Ministry of Social Affairs (MoSA) was uniquely positioned to rapidly modify its conditional cash transfer program in response to the Covid-19 outbreak. As government-to-person (G2P) payment programs around the world adjust to accommodate the reality of the pandemic, Women’s

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October 7, 2020
Research & Perspectives

Report: Delivering on the potential of digitized G2P: Driving women’s financial inclusion and empowerment through Indonesia’s Program Keluarga Harapan

Financial institutions and governments have been working for years to leverage digitized G2P for women’s financial inclusion and economic empowerment. COVID-19 has increased the stakes, as governments look to use G2P programs to strengthen women’s resilience. New research from Women’s World Banking offers insights on Indonesia’s PKH program, the country’s largest conditional cash transfer. Click here to download the

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August 6, 2020
Research & Perspectives

Getting G2P Right in Indonesia—Right Now

By Sophie Theis, Giudy Rusconi, Elwyn Panggabean, Sonja Kelly Women’s World Banking’s research shows government-to-person payments, if well-designed, hold potential for women’s economic empowerment and inclusion in Indonesia. With Covid-19, the stakes are even higher. For more than a decade, the financial inclusion community has recognized the potential of digitizing

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August 4, 2020
Research & Perspectives

Report: Unlocking Credit For Women-Owned Enterprises in Southeast Asia through Value Chain Digitization

This report summarizes efforts by Women’s World Banking to answer three key questions: Which value chains in Cambodia, Indonesia, the Philippines, and Vietnam represent priority opportunities to develop increased credit offerings for women-owned MSMEs (micro-, small- & medium-sized enterprises) through value chain digitization? What forms of value chain digitization would

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January 31, 2020
Research & Perspectives

Peer-to-Peer Learning Between Countries Can Foster Financial Inclusion

In April, Women’s World Banking convened policymakers from around the world—including Indonesia—at Oxford University’s Saïd School of Business for a leadership program for regulators focused on the development and promotion of policy initiatives for women and supporting banks in creating a pipeline of women leaders internally. This is not the first time that Women’s World Banking has partnered with regulators in Indonesia to encourage financial inclusion.

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May 23, 2019
WWB News

PRESS RELEASE | On International Women’s Day, Indonesia Announces Partnership with Women’s World Banking to Improve Women’s Financial Inclusion

On International Women’s Day, the Secretariat of the National Council for Financial Inclusion of Indonesia (Secretariat) and global nonprofit Women’s World Banking announce a partnership to promote women’s financial inclusion in Indonesia. The project, made possible with funding from the Department of Foreign and Trade of Australia (DFAT), will support Indonesia’s goal to reach 75 percent financial inclusion by 2019.

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March 8, 2017

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